At some point or another, each one of us has encountered an ad claiming: "Free credit report". 99% of time, there is nothing free at the other side of link. The FTC actually requires the big 3 credit agencies to provide a free credit report each year. But they have all managed to bury it so deep in their websites that its literally a treasure hunt to find the right website. If after having done all of that, you manage to get hold of your credit report, you would be then disappointed to know that your credit score is no where to be seen. Welcome...
